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<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://craigtomlinson.biz/2013/03/07/1873/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-neighborhoods.jpg</image:loc><image:title>eugene-neighborhoods</image:title><image:caption>Eugene Springfield neighborhoods.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-oregon-rental-house.jpg</image:loc><image:title>eugene oregon rental house</image:title><image:caption>Rental house I have listed.  This is owned by 'accidental landlords' who moved out of state.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-oregon-rental-house-2.jpg</image:loc><image:title>eugene oregon rental house-2</image:title><image:caption>Eugene Oregon rental house I just sold.  Purchased for a rental.</image:caption></image:image><lastmod>2016-12-28T02:13:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/about/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/craig2.jpg</image:loc><image:title>craig2</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/craig1.jpg</image:loc><image:title>craig1</image:title></image:image><lastmod>2017-01-14T04:13:01+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://craigtomlinson.biz/2013/02/10/sunderman-road-lane-county-oregon-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mcgowan-creek-lane-county-oregon.jpg</image:loc><image:title>McGowan Creek, Lane County Oregon</image:title><image:caption>McGowan Creek just after it passes under Sunderman Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/start-of-sunderman-road-lane-county-oregon.jpg</image:loc><image:title>Start of Sunderman Road, Lane County Oregon</image:title><image:caption>Corner of Sunderman and Marcola Roads</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/springfield-country-club-lane-county-oregon-clubhouse-picture.jpg</image:loc><image:title>Springfield Country Club, Lane County Oregon, Clubhouse Picture</image:title><image:caption>Clubhouse at Springfield Country Club</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/springfield-country-club-springfield-oregon-greens-hills-picture.jpg</image:loc><image:title>Springfield Country Club, Springfield Oregon, Greens &amp; Hills Picture</image:title><image:caption>Springfield Country Club Greens &amp; Mountain views.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/springfield-country-club-lane-county-oregon-t-off-picture.jpg</image:loc><image:title>Springfield Country Club, Lane County Oregon, T-off picture</image:title><image:caption>Golfing in January</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/springfield-country-club-lane-county-oregon-greens-picture.jpg</image:loc><image:title>Springfield Country Club, Lane County Oregon, Greens Picture</image:title><image:caption>Greens at Springfield Country Club</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/barn-off-sunderman-road-lane-county-oregon.jpg</image:loc><image:title>Barn, off Sunderman Road, Lane County Oregon</image:title><image:caption>Cool looking barn off Sunderman Road</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-elementary-school-off-sunderman-road-lane-county-oregon.jpg</image:loc><image:title>Mohawk Elementary School off Sunderman Road, Lane County Oregon</image:title><image:caption>Mohawk Elementary School</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-river-off-sunderman-road-lane-county-oregon1.jpg</image:loc><image:title>Mohawk River, Off Sunderman Road, Lane County Oregon</image:title><image:caption>Mohawk River</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-river-off-sunderman-road-lane-county-oregon.jpg</image:loc><image:title>Mohawk River, off Sunderman Road, Lane County, Oregon</image:title><image:caption>Mohawk River, from Sunderman Road</image:caption></image:image><lastmod>2013-07-13T22:28:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/16/donna-road-mcgowan-creek-road-springfield-oregon-country-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mcgowan-quarry.jpg</image:loc><image:title>McGowan-quarry</image:title><image:caption>Columnar basalt-dacite at McGowan Quarry</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/abandoned-rr-tracks.jpg</image:loc><image:title>Abandoned RR Tracks</image:title><image:caption>Old tracks remind us of a bygone age.  (c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/photo-old-oregon-country-road.jpg</image:loc><image:title>Photo Old Oregon Country Road</image:title><image:caption>Country roads abound.  (C) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/street-sign-picture-donna-road-lane-county-oregon.jpg</image:loc><image:title>Street Sign Picture, Donna Road, Lane County Oregon</image:title><image:caption>Donna Road Sign.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/foggy-tree.jpg</image:loc><image:title>Foggy Tree</image:title><image:caption>Trees remain, but the old ones aren't common any more.  Photo (c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-school-photo-oregon.jpg</image:loc><image:title>Old School photo, Oregon</image:title><image:caption>Donna Road is associated with historical old schools.  Photo (c) Robyn Hine, used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/photo-of-allison-creek-mcgowan-creek-road-lane-county-oregon.jpg</image:loc><image:title>Photo of Allison Creek, McGowan Creek Road, Lane County Oregon</image:title><image:caption>Allison Creek, just past McGowan Creek Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/pasture-photo-donna-road-lane-county-oregon.jpg</image:loc><image:title>Pasture photo, Donna Road, Lane County Oregon</image:title><image:caption>Farm property and horse property are available on McGowan Creek Road and Donna Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mcgowan-harley-1873-survey.png</image:loc><image:title>McGowan-Harley-1873-survey</image:title><image:caption>One of the original surveys near Donna Road, Lane County, Oregon showing the McGowan and Harley homesteads.</image:caption></image:image><lastmod>2013-07-13T22:23:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/29/low-crime-in-eugene-springfield/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/eugene-springfield-crime-rates.png</image:loc><image:title>Eugene Springfield Crime Rates</image:title><image:caption>Crime Rates for Eugene Springfield</image:caption></image:image><lastmod>2013-07-13T21:36:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/19/tree-farm-road-la-lone-road-springfield-lane-county-oregon-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/tree-farm-road-sign-lane-county-oregon.jpg</image:loc><image:title>tree farm road sign, lane county oregon</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/img_2112.jpg</image:loc><image:title>IMG_2112</image:title><image:caption>Tree Farm Road sign.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/road-gate-tree-farm-road-lane-county-oregon.jpg</image:loc><image:title>Road gate, tree farm road, lane county, oregon</image:title><image:caption>The prettiest road are often gated.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/reflecting-pool-lane-county-oregon.jpg</image:loc><image:title>Reflecting pool, Lane County, Oregon</image:title><image:caption>Things are more serene in the country.  (c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/grapes-photo-lane-county-oregon.jpg</image:loc><image:title>Grapes photo, Lane County Oregon</image:title><image:caption>Tree property can be turned into vineyards, if you know what you're doing.  (c)  Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/drinking-bird-photo-lane-county-oregon.jpg</image:loc><image:title>Drinking Bird Photo, Lane County Oregon</image:title><image:caption>(c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/kelly-creek-la-lone-road-lane-county-oregon.jpg</image:loc><image:title>Kelly Creek, La Lone Road, Lane County Oregon</image:title><image:caption>Kelly Creek</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-cat-photo-tree-farm-road-lane-county-oregon.jpg</image:loc><image:title>Old Cat Photo, Tree Farm Road, Lane County, Oregon</image:title><image:caption>A few signs of logging are still present.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/bpa-towers-photo-tree-farm-road-lane-county-oregon.jpg</image:loc><image:title>BPA towers photo, tree farm road, lane county oregon</image:title><image:caption>The BPA lines cut through here.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-barn-photo-tree-farm-road-lane-county-oregon.jpg</image:loc><image:title>Old barn photo, tree farm road, lane county, oregon</image:title><image:caption>I like old barn photos.</image:caption></image:image><lastmod>2013-07-13T20:37:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/19/parsons-creek-road-mohawk-valley-oregon-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/boiler-creek-mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Boiler Creek, Mohawk Valley, Lane County Oregon</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/pioch-lane-mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Pioch Lane, Mohawk Valley, Lane County Oregon</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/start-of-parsons-creek-road-lane-county-oregon.jpg</image:loc><image:title>Start of Parsons Creek Road, Lane County, Oregon</image:title><image:caption>The start of Parsons Creek Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/epud-substation-parsons-creek-and-marcola-roads-lane-county-oregon.jpg</image:loc><image:title>EPUD substation, Parsons Creek and Marcola Roads, Lane County Oregon</image:title><image:caption>EPUD substation.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/pasture-photo-parsons-creek-road-lane-county-oregon.jpg</image:loc><image:title>Pasture photo, Parsons Creek Road, Lane County Oregon</image:title><image:caption>Cows and barns go together.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-barn-pioch-lane-mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Old Barn, Pioch Lane, Mohawk Valley, Lane County Oregon</image:title><image:caption>There is no shortage of old agricultural buildings in the Mohawk Valley.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-barn-parsons-creek-road-lane-county-oregon.jpg</image:loc><image:title>Old Barn, Parsons Creek Road, Lane County Oregon</image:title><image:caption>I like old barns.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/parsons-creek-mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Parsons Creek, Mohawk Valley, Lane County, Oregon</image:title><image:caption>The actual Parsons Creek</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/parsons-creek-real-estate-information-lane-county-oregon-graphic.png</image:loc><image:title>Parsons Creek Real Estate Information, Lane County Oregon, Graphic</image:title></image:image><lastmod>2013-07-13T20:37:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/16/new-home-building-slows/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-construction-down.jpg</image:loc><image:title>Home Construction Down</image:title><image:caption>There are fewer homes being built in Eugene Springfield in 2011</image:caption></image:image><lastmod>2013-07-13T20:33:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/16/va-mortgages-for-home-buying/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/eugene-oregon-va-home-purchase.jpg</image:loc><image:title>Eugene Oregon VA Home Purchase</image:title><image:caption>Home purchase with a VA loan are surprisingly easy and a good deal.</image:caption></image:image><lastmod>2013-07-13T20:32:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/11/29/cause-of-housing-crisis-dc/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/11/housing-crisis-cause.jpg</image:loc><image:title>housing-crisis-cause</image:title><image:caption>Foreclosures are fallout from the housing crisis.</image:caption></image:image><lastmod>2013-07-13T20:28:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/21/1770/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/ornamental-grass-photo-mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Ornamental grass photo, Mohawk Valley, Lane County, Oregon</image:title></image:image><lastmod>2013-07-13T20:22:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/14/395/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/gansen-mike.jpg</image:loc><image:title>gansen-mike</image:title><image:caption>Mike Gansen, President of the Oregon Home Builders Association</image:caption></image:image><lastmod>2013-07-13T20:12:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/29/loans-on-lots/</loc><lastmod>2013-07-13T20:07:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/06/home-sales-strong-in-the-west/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/oct-sales-nar.jpg</image:loc><image:title>oct-sales-nar</image:title><image:caption>Low-end and High-end Sales were strong in the West.</image:caption></image:image><lastmod>2013-07-13T19:58:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/22/zero-down-payment/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/cody-gielish.jpg</image:loc><image:title>cody-gielish</image:title><image:caption>Cody Gielish:  Specialist in Rural Loans.</image:caption></image:image><lastmod>2013-07-13T19:55:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/01/02/eugene-lot-for-trucks/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/01/pacific.jpg</image:loc><image:title>pacific</image:title><image:caption>Leasable lot in West Eugene.</image:caption></image:image><lastmod>2013-07-13T19:52:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/07/01/springfield-housing-development-back-on-track/</loc><lastmod>2013-07-13T19:50:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/23/marcola-lane-county-oregon-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/bald_eagle_landing.jpg</image:loc><image:title>Bald_Eagle_Landing</image:title><image:caption>(c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/red_winged_blackbird_male_profile-2.jpg</image:loc><image:title>Red_Winged_Blackbird_Male_Profile-2</image:title><image:caption>(c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/marcola-area-1855.jpg</image:loc><image:title>Marcola-area-1855</image:title><image:caption>1855 survey of the Marcola area showing some of the location original homesteads.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/rainbow-lane-county-oregon.jpg</image:loc><image:title>Rainbow, Lane County Oregon</image:title><image:caption>(c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-mill-remnants-wendling-lane-county-oregon.jpg</image:loc><image:title>Old mill remnants, Wendling, Lane County, Oregon</image:title><image:caption>One of the few remaining remnants of the old Wendling mill complex.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/wendling-covered-bridge-photo-lane-county-oregon.jpg</image:loc><image:title>Wendling covered bridge photo, Lane County, Oregon</image:title><image:caption>One of the covered bridges in the area.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/cow-photo-near-marcola-lane-county-oregon.jpg</image:loc><image:title>Cow photo, near Marcola, Lane County, Oregon</image:title><image:caption>Where there are barns, there are often cows nearby.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-barn-photo-near-marcola-lane-county-oregon.jpg</image:loc><image:title>Old barn photo, near Marcola, Lane County, Oregon</image:title><image:caption>Old but still working barn near Marcola, Oregon.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/pastoral-photo-near-marcola-lane-county-oregon.jpg</image:loc><image:title>Pastoral photo, near Marcola, Lane County, Oregon</image:title><image:caption>Pastoral scene near Marcola, Oregon.</image:caption></image:image><lastmod>2013-07-13T19:46:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/06/buying-and-selling-real-estate-in-lane-county-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/lane-county-oregon.jpg</image:loc><image:title>Lane County Oregon</image:title><image:caption>Pastoral scene 3 miles from Eugene Oregon</image:caption></image:image><lastmod>2013-07-13T19:41:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/03/16/the-farm-on-cal-young-in-eugene-up-for-auction/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/03/the-farm-3.jpg</image:loc><image:title>the-farm-3</image:title></image:image><lastmod>2013-07-13T19:40:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/04/green-show-a-success/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/home-show.jpg</image:loc><image:title>home-show</image:title><image:caption>Eugene's Green Home Show was a busy place.</image:caption></image:image><lastmod>2013-07-13T19:40:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/17/goats-road-mechling-road-leavitt-lane-mohawk-valley-oregon-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/leavitt-lane-sign-photo-springfield-lane-county-oregon.jpg</image:loc><image:title>Leavitt Lane sign photo, Springfield, Lane County Oregon</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mechling-road-sign-lane-county-oregon.jpg</image:loc><image:title>Mechling Road sign, Lane County Oregon</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/goats-road-street-sign-photo-springfield-lane-county-oregon.jpg</image:loc><image:title>Goats Road Street sign photo, Springfield, Lane County Oregon</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/sunrise-photo-lane-county-oregon.jpg</image:loc><image:title>Sunrise Photo, Lane County Oregon</image:title><image:caption>Sunrises are prettier in the country.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/photo-of-old-orchard-along-goats-road-lane-county-oregon.jpg</image:loc><image:title>Photo of old orchard along Goats Road, Lane County, Oregon</image:title><image:caption>Old filbert orchard along Goats Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/goats-road-pasture-land-photo-springfield-lane-county-oregon.jpg</image:loc><image:title>Goats Road pasture land photo, Springfield, Lane County, Oregon</image:title><image:caption>Pasture along Goats Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-barn-lane-county-oregon.jpg</image:loc><image:title>Old Barn, Lane County, Oregon</image:title><image:caption>And barns as well.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/cow-photo-mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Cow photo, Mohawk Valley, Lane County, Oregon</image:title><image:caption>Cows and horses too.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/goat-photo-goats-road-springfield-lane-county-oregon.jpg</image:loc><image:title>Goat photo, Goats Road, Springfield, Lane County, Oregon</image:title><image:caption>Yes, there are goats along Goats Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/goats-road-graphic.png</image:loc><image:title>goats-road-graphic</image:title></image:image><lastmod>2013-07-13T19:37:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/31/land-surveys-and-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/survey-photo.jpg</image:loc><image:title>Survey photo</image:title><image:caption>Land surveys precisely describe your real estate.</image:caption></image:image><lastmod>2013-07-13T19:35:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/03/buying-or-selling-country-property-in-lane-county-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/lane-county-oregon-country-property-cow-picture.jpg</image:loc><image:title>Lane County Oregon Country Property Cow Picture</image:title><image:caption>Hobby farms are popular in the country.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/horse-picture-lane-county-oregon-country-real-estate.jpg</image:loc><image:title>Horse Picture Lane County Oregon Country Real Estate</image:title><image:caption>Country property is popular with the horsey set.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/oregon-country-property-picture.jpg</image:loc><image:title>Oregon Country Property Picture</image:title><image:caption>Lane County Country Property.  Mohawk Valley, 10 minutes to Springfield Oregon.</image:caption></image:image><lastmod>2013-07-13T18:31:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/03/03/va-hospital-chooses-eugene-or-site/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/river-bend-hospital-springfield-oregon.jpg</image:loc><image:title>River-Bend-Hospital-Springfield-Oregon</image:title><image:caption>Eugene will soon get a nice VA hospital.  Springfield has River Bend Hospital.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/combat-plane-picture.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title></image:image><lastmod>2013-07-12T23:20:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/07/mohawk-valley-lane-county-oregon-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon.jpg</image:loc><image:title>Mohawk Valley, Lane County, Oregon</image:title><image:caption>Mohawk Valley, looking southeast.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon-tree-picture.jpg</image:loc><image:title>Mohawk Valley, Lane County Oregon, Tree Picture</image:title><image:caption>There are way more trees than people in the Mohawk Valley.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon-pasture-picture.jpg</image:loc><image:title>Mohawk Valley, Lane County Oregon, Pasture Picture</image:title><image:caption>Typical pastoral scene in Mohawk Valley, Lane County Oregon.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon-valley-floor-picture.jpg</image:loc><image:title>Mohawk Valley, Lane County Oregon, Valley Floor Picture</image:title><image:caption>Mohawk Valley Floor looking towards the hills.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon-from-mountains-picture.jpg</image:loc><image:title>Mohawk Valley, Lane County Oregon, From Mountains Picture</image:title><image:caption>Looking NE, taken from about 1000' el.  Jan. '13</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon-barn-picture-color.jpg</image:loc><image:title>Mohawk Valley, Lane County Oregon, Barn Picture Color</image:title><image:caption>Real estate with working barns is also common in the Mohawk Valley, Lane County, Oregon.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-valley-lane-county-oregon-barn-picture-bw.jpg</image:loc><image:title>Mohawk Valley, Lane County Oregon, Barn Picture B&amp;W</image:title><image:caption>It's not hard to find rustic barns in the Mohawk Valley.</image:caption></image:image><lastmod>2013-07-12T23:18:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/06/real-estate-prices-up-in-december-2012-nationwide-and-lane-county/</loc><lastmod>2013-07-12T22:54:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/30/low-interest-rates-good-time-to-buy/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/2013-mortgage-interest-rate-graphic.png</image:loc><image:title>2013 Mortgage Interest Rate Graphic</image:title><image:caption>Monthly Mortgage Interest Rates through December 2012</image:caption></image:image><lastmod>2013-07-12T22:52:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/23/first-time-home-buying-in-eugene-springfield-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/first-time-home-buyer-springfield-oregon.jpg</image:loc><image:title>first time home buyer springfield oregon</image:title><image:caption>Good buys still exist in Eugene Springfield Oregon for the first time home buyer.</image:caption></image:image><lastmod>2013-07-12T22:50:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/19/dowtown-springfield-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/springfield-ioof-building.jpg</image:loc><image:title>Springfield IOOF Building</image:title><image:caption>Historic Oddfellows Building, Springfield, Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/springfield-plank-town-brewery.jpg</image:loc><image:title>Springfield-Plank Town Brewery</image:title><image:caption>Planktown Brewery, Springfield, Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/springfield-washburn-cafe.jpg</image:loc><image:title>Springfield Washburn Cafe</image:title><image:caption>Washburne Cafe in Springfield, Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/springfield-jims-landing.jpg</image:loc><image:title>Springfield-Jims Landing</image:title><image:caption>Jim's Landing in Springfield is awaiting a new use</image:caption></image:image><lastmod>2013-07-12T22:09:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/10/2013-foreclosures-in-eugene-springfield-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/sold-foreclosures-eugene-springfield-oregon.png</image:loc><image:title>Sold Foreclosures Eugene Springfield Oregon</image:title><image:caption>Sold Foreclosures in Eugene Springfield Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/eugene-2013-shadow-inventory.png</image:loc><image:title>Eugene 2013 Shadow Inventory</image:title><image:caption>Eugene Springfield Foreclosure (REO) inventory</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/2013-eugene-springfield-oregon-house-prices.png</image:loc><image:title>2013 Eugene Springfield Oregon House Prices</image:title><image:caption>House prices in greater Eugene Springfield Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/2013-eugene-oregon-foreclosure-sales.png</image:loc><image:title>2013 Eugene Oregon Foreclosure Sales</image:title><image:caption>Foreclosure and Short Sales in Eugene Oregon</image:caption></image:image><lastmod>2013-07-12T22:07:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/04/migration-to-eugene/</loc><lastmod>2013-07-12T22:06:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/04/trees-and-development-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-trees.jpg</image:loc><image:title>blog-trees</image:title><image:caption>Eugene cares about its trees.</image:caption></image:image><lastmod>2013-07-12T22:06:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/29/loans-for-borrowers-with-500-credit-scores/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-500-cred-score.jpg</image:loc><image:title>blog-500-cred-score</image:title><image:caption>Loosening credit: 1 down and 3 to go</image:caption></image:image><lastmod>2013-07-12T22:05:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/12/eugene-springfield-commute-times-low/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-commute.jpg</image:loc><image:title>blog-commute</image:title><image:caption>Eugene has very short commute times</image:caption></image:image><lastmod>2013-07-12T22:03:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/12/eugenes-railroad/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-uprr-map.jpg</image:loc><image:title>blog-uprr-map</image:title><image:caption>Eugene is connected to the U.S. by rail</image:caption></image:image><lastmod>2016-12-12T23:35:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/02/17/banks-credit-restrictions-too-high/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/02/blog-credit-figure.jpg</image:loc><image:title>Money</image:title></image:image><lastmod>2013-07-12T22:02:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/28/may-foreclosures/</loc><lastmod>2013-07-12T22:01:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/22/811/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/06/jr-blog-building.jpg</image:loc><image:title>jr-blog-building</image:title><image:caption>New construction has slowed severely in the last 3 years.</image:caption></image:image><lastmod>2013-07-12T22:01:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/18/home-prices-projected-to-rise/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/06/jr-blog-rising-house-prices.jpg</image:loc><image:title>jr-blog-rising-house-prices</image:title><image:caption>Housing in Eugene remains affordable</image:caption></image:image><lastmod>2013-07-12T22:00:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/16/short-sales/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/06/scandia-junior-shortsale-1.jpg</image:loc><image:title>scandiashortsale</image:title></image:image><lastmod>2013-07-12T21:59:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/12/short-sales-2012-2013/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/deliquency-rates-fannie-mae-freddie-mac.png</image:loc><image:title>deliquency rates fannie mae freddie mac</image:title><image:caption>Oregon Freddie Fannie Mortgage Delinquency Rate:  3% </image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/short-sales-freddie-mac-fannie-mae-graphic.png</image:loc><image:title>Short sales Freddie Mac Fannie Mae graphic</image:title><image:caption>Fannie &amp; Freddie Short Sales:  2012</image:caption></image:image><lastmod>2013-07-12T21:58:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/01/11/condo-financing-harder-now/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/01/condos1.jpg</image:loc><image:title>condos1</image:title><image:caption>A condominium project in Eugene.</image:caption></image:image><lastmod>2013-07-12T21:57:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/30/shop-in-eugene-for-sale/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/link-road-shop.jpg</image:loc><image:title>link-road-shop</image:title><image:caption>Perfect for owner occupied.</image:caption></image:image><lastmod>2013-07-12T21:56:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/17/july-09-home-sales-up-in-lane-county/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/guard-article-home-sales-july.jpg</image:loc><image:title>guard-article-home-sales-july</image:title><image:caption>Lane County Home Sales up over 10%</image:caption></image:image><lastmod>2013-07-12T21:53:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/09/08/fha-lender-goes-bust/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/09/zi-man-pottery-sepia.jpg</image:loc><image:title>zi-man-pottery-sepia</image:title></image:image><lastmod>2013-07-12T21:53:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/26/houses-prices-in-the-west/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/msa-median-house-prices.jpg</image:loc><image:title>msa-median-house-prices</image:title><image:caption>Median house prices of selected western cities.  Q2:  2009.</image:caption></image:image><lastmod>2013-07-12T21:52:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/24/owning-vs-renting/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/water-st-house.jpg</image:loc><image:title>water-st-house</image:title><image:caption>Another affordable house in Eugene Springfield.</image:caption></image:image><lastmod>2013-07-12T21:51:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/01/8000-dollar-tax-credit-still-time/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/dollar-partial-2.jpg</image:loc><image:title>dollar-partial-2</image:title><image:caption>$8,000 Housing Creidt:  What a Deal</image:caption></image:image><lastmod>2013-07-12T21:51:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/31/housing-in-eugene-more-affordable/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/megan.jpg</image:loc><image:title>Megan</image:title><image:caption>3727 Megan:  156K.</image:caption></image:image><lastmod>2013-07-12T21:48:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/26/house-prices-trending-up/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/median-price-bar.jpg</image:loc><image:title>median-price-drop, last 12 months</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/median-price-ribbon.jpg</image:loc><image:title>median-price-ribbon</image:title><image:caption>Median House Prices up for Last 3 Months</image:caption></image:image><lastmod>2013-07-12T21:47:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/01/fannie-virus/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/fannie.jpg</image:loc><image:title>fannie</image:title><image:caption>Fannie Mae Headquarters in DC.  Photo by NCinDC.</image:caption></image:image><lastmod>2013-07-12T21:45:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/19/good-buys-in-crescent-village/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/crescent-far-away.jpg</image:loc><image:title>crescent-far-away</image:title><image:caption>Crescent Village: Eugene's new Urban.</image:caption></image:image><lastmod>2013-07-12T21:44:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/17/grants-for-foreclosed-homes/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/century-foreclosure-small.jpg</image:loc><image:title>century-foreclosure-small</image:title><image:caption>Bank Owned Homes in Eugene are becoming more common.</image:caption></image:image><lastmod>2013-07-12T21:41:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/29/july%e2%80%99s-home-sales-were-up/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/dolphin.jpg</image:loc><image:title>dolphin</image:title><image:caption>Home sales popped up in July 2009</image:caption></image:image><lastmod>2013-07-12T01:00:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/11/old-mohawk-road-real-estate-lane-county-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/simmons-scott-dlc-t17-r2-s-17-16-9.jpg</image:loc><image:title>Simmons-Scott-DLC-T17-R2-S-17 16 9</image:title><image:caption>1855 survey showing Simmons &amp; Ramsey homesteads.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-mohawk-road-lane-county-oregon-traffic-sign.jpg</image:loc><image:title>Old Mohawk Road, Lane County Oregon Traffic Sign</image:title><image:caption>Where Old Mohawk meets Marcola Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-mohawk-road-and-hill-road-sign-picture-lane-county-oregon.jpg</image:loc><image:title>Old Mohawk Road and Hill Road sign picture, Lane County Oregon</image:title><image:caption>Where Old Mohawk Road turns to follow the Mohawk River.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-mohawk-road-picture-lane-county-oregon.jpg</image:loc><image:title>Old Mohawk Road picture, Lane County Oregon</image:title><image:caption>Cool looking utility poles along Old Mohawk Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-mohawk-road-lane-county-oregon-picture.jpg</image:loc><image:title>Old Mohawk Road, Lane County Oregon, Picture</image:title><image:caption>Picturesque Old Mohawk River Road</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-building-picture-old-mohawk-road-lane-county-oregon.jpg</image:loc><image:title>Old building picture, Old Mohawk Road, Lane County Oregon</image:title><image:caption>One of the old mill buildings.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/picture-of-mohawk-valley-view-lane-county-oregon.jpg</image:loc><image:title>Picture of Mohawk Valley View, Lane County Oregon</image:title><image:caption>Mohawk River Valley view.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/junction-of-old-mohawk-road-and-marcola-road-picture-lane-county-oregon.jpg</image:loc><image:title>Junction of Old Mohawk Road and Marcola Road Picture, Lane County Oregon</image:title><image:caption>Rush hour traffic in the Mohawk Valley.  Corner of Old Mohawk, Marcola and Camp Creek Roads.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-river-lane-county-oregon-from-old-mohawk-road.jpg</image:loc><image:title>Mohawk River, Lane County Oregon, from Old Mohawk Road</image:title><image:caption>The Mohawk River taken from Old Mohawk Road</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/barn-picture-old-mohawk-road-lane-county-oregon.jpg</image:loc><image:title>Barn Picture, Old Mohawk Road, Lane County Oregon</image:title><image:caption>Rustic barn along Old Mohawk Road</image:caption></image:image><lastmod>2013-04-23T20:46:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/02/2013-mortgage-debt-forgiveness-extension/</loc><lastmod>2013-04-22T23:30:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/18/springfield-oregon-short-sale/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/3285-s-redwood-springfield-oregon.jpg</image:loc><image:title>3285 s redwood-springfield oregon</image:title><image:caption>3285 South Redwood Drive, Springfield Oregon</image:caption></image:image><lastmod>2013-04-22T17:45:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/04/santa-clara-oregon-custom-home/</loc><lastmod>2013-04-17T17:37:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/07/mohawk-valley-real-estate-for-sale/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/mohawk-valley-oregon-house-picture.jpg</image:loc><image:title>Mohawk Valley Oregon House Picture</image:title><image:caption>This nice country home in the Mohawk Valley features solar power.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/ken-tammy-front-el.jpg</image:loc><image:title>Mohawk Valley Real Estate Listing</image:title><image:caption>This nice home in the Mohawk Valley is reasonably priced. </image:caption></image:image><lastmod>2013-04-05T14:08:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/03/08/unemployment-improves/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/img_2326.jpg</image:loc><image:title>IMG_2326</image:title><image:caption>Economic haziness is starting to clear.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/lane-county-unemployment-rate-graphic.jpg</image:loc><image:title>Lane County Unemployment Rate Graphic</image:title><image:caption>Lane County Unemployment Rate,</image:caption></image:image><lastmod>2013-03-08T17:02:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/11/foreclosures-in-eugene-and-oregon/</loc><lastmod>2013-03-08T16:56:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/03/06/refiancing-vs-short-sale-in-eugene-springfield-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/etherial-clouds-photo.jpg</image:loc><image:title>Etherial Clouds photo</image:title><image:caption>(c) Robyn Hine.  Used with permission.</image:caption></image:image><lastmod>2013-03-08T15:31:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/03/07/housing-prices-continue-to-rise-nationwide-in-portland-and-eugene-springfield/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/house-prices-oregon-graphic.jpg</image:loc><image:title>house-prices-oregon-graphic</image:title><image:caption>Portland, Oregon House Prices.</image:caption></image:image><lastmod>2013-03-08T03:00:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/03/04/buying-and-selling-duplexes-in-eugene-springfield-lane-county-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-springfield-oregon-duplex-graphic.png</image:loc><image:title>Eugene Springfield Oregon Duplex Graphic</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-springfield-oregon-home-construction-picture.jpg</image:loc><image:title>Eugene Springfield Oregon Home Construction picture</image:title><image:caption>This is one way to learn about structures.  I'm in the white in the rear.  The wall jacks were held together with duct tape and bubble gum.  Yikes.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-lane-county-oregon-duplex-picture.jpg</image:loc><image:title>Eugene Lane County Oregon Duplex picture</image:title><image:caption>I was the buyer's agent on this duplex.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-oregon-duplex-photo.jpg</image:loc><image:title>Eugene Oregon duplex photo</image:title><image:caption>I showed this duplex last week.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/eugene-or-duplex-listing-photo.jpg</image:loc><image:title>Eugene Or duplex listing photo</image:title><image:caption>Duplex that I listed in sold.  Near full price and in about a month.</image:caption></image:image><lastmod>2013-03-08T02:37:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/06/too-little-equity-traps-homeowners/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/short-sale-house-purchase.jpg</image:loc><image:title>short sale house purchase</image:title><image:caption>My clients are purchasing this home 24 months after a previous short sale.</image:caption></image:image><lastmod>2013-03-04T23:41:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/03/04/first-friday-art-walk/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/03/art-walk-photo-2.jpg</image:loc><image:title>art-walk photo-2</image:title><image:caption>A gathering of salespeople.</image:caption></image:image><lastmod>2013-03-04T18:05:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/13/mckenzie-view-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/bald_eagle_flight.jpg</image:loc><image:title>Bald_Eagle_Flight</image:title><image:caption>Eagles live in the Coburg Hills.  (c) Robyn Hine.  Used with permission.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/cogswell-homestead-1853-17s-3w-s24.jpg</image:loc><image:title>Cogswell-homestead-1853-17S-3W-S24</image:title><image:caption>1853 survey showing Mt. Balday and Cogswell homestead.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/mckenzie-river-from-mckenzie-view-drive.jpg</image:loc><image:title>McKenzie River from McKenzie View Drive</image:title><image:caption>MeKenzie River from McKenzie View Drive.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/mckenzie-view-drive-sunset-february-2013.jpg</image:loc><image:title>McKenzie View Drive sunset, February 2013</image:title><image:caption>Sunset over McKenzie View Drive, February 2013</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/coburg-road-railroad-bridge-eugene-or.jpg</image:loc><image:title>Coburg Road Railroad Bridge, Eugene, OR</image:title><image:caption>Historic railroad bridge at intersection of Coburg Road and McKenzie View Drive, Eugene Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/armitage-park-railroad-bridge-eugene-or.jpg</image:loc><image:title>Armitage Park Railroad Bridge, Eugene, OR</image:title><image:caption>Historic railroad bridge on Coburg Rd., Eugene OR,</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/mt-baldy-coburg-hills-eugene-or.jpg</image:loc><image:title>Mt Baldy, Coburg Hills, Eugene OR</image:title><image:caption>KEZI Towers (left) and Mt. Baldy, Coburg Hills, Eugene Oregon (right)</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/basalt-columns-mckenzie-view-drive-eugene-or.jpg</image:loc><image:title>Basalt columns, McKenzie View Drive, Eugene, OR</image:title><image:caption>Columnar basalt above I-5 near McKenzie View Drive, Eugene, Oregon</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/turkey-coburg-hills.jpg</image:loc><image:title>Turkey Picture</image:title><image:caption>Tom turkey in the Coburg Hills</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/mckenzie-view-drive-springfield-oregon.jpg</image:loc><image:title>McKenzie View Drive Springfield ORfield Oregon</image:title><image:caption>McKenzie View Drive</image:caption></image:image><lastmod>2013-03-04T17:52:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/27/1803/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/img_2192-2.jpg</image:loc><image:title>IMG_2192-2</image:title><image:caption>Fenced pasture along Camp Creek, Lane County, Oregon.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/paperbox-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>paperbox photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Paperboxes in front of a gated community.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/pasture-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Pasture photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Grazing cows are common along Camp Creek.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/horse-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Horse photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Horse property.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/grazing-horse-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Grazing horse photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Beautiful horse pasture.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/american-flag-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>American flag photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Restored old logging arch.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-church-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Old church photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Old church.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/old-building-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Old building photo, Camp Creek, Lane County, Oregon</image:title><image:caption>Historic building.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/falling-down-building-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Falling down building photo, Camp Creek, Lane County, Oregon</image:title><image:caption>This building has seen better days.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/another-old-barn-photo-camp-creek-lane-county-oregon.jpg</image:loc><image:title>Another old barn photo, Camp Creek, Lane County, Oregon</image:title><image:caption>A barn from days gone bye.</image:caption></image:image><lastmod>2013-03-04T17:48:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/11/commercial-lot-marcola-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/92166-marcola-road-oregon-photo.jpg</image:loc><image:title>92166 Marcola Road Oregon Photo</image:title><image:caption>92166 Lot for sale in Marcola Oregon</image:caption></image:image><lastmod>2013-02-23T17:25:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/21/1766/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/jan-13-national-vs-lane-county-real-estate-statistics.png</image:loc><image:title>Jan-13-National vs Lane County Real Estate Statistics</image:title><image:caption>January 2013 National and Lane County Real Estate Stats.</image:caption></image:image><lastmod>2013-02-22T03:22:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/22/rural-industrial-property-in-lane-county/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/scott-mill-1855.jpg</image:loc><image:title>Scott-mill-1855</image:title><image:caption>1855 survey of the Mohawk Valley, Oregon, showing mill race.  (Emphasis added.)</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/yarnell-oregon-picture.png</image:loc><image:title>Yarnell Oregon Picture</image:title><image:caption>Near where Old Mohawk Road now runs.  Looking north towards Coburg Hills.  Ca. 1910</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/oregon-sustainable-forests.jpg</image:loc><image:title>Oregon Sustainable Forests</image:title><image:caption>Oregon forests are sustainable.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/historic-hayden-bridge.jpg</image:loc><image:title>Historic Hayden Bridge</image:title><image:caption>Hayden Bridge was moved here from Utah in 1901.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/mohawk-valley-oregon-mill-picture.jpg</image:loc><image:title>mohawk valley oregon mill picture</image:title><image:caption>89186 Old Mohawk Road, Springfield, Oregon</image:caption></image:image><lastmod>2013-02-16T19:27:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/08/eugene-oregon-low-traffic-congeston/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/eugene-oregon-traffic-values-2-2011.png</image:loc><image:title>Eugene Oregon Traffic Values-2 2011</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/eugene-oregon-traffic-values-2011.png</image:loc><image:title>Eugene Oregon Traffic Values 2011</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/eugene-oregon-traffic-picture.jpg</image:loc><image:title>Eugene, Oregon traffic picture</image:title><image:caption>Beltline traffic in Eugene.</image:caption></image:image><lastmod>2013-02-13T20:21:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/02/06/1563/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/hill-and-marcola-road-intersection-sign-picture.jpg</image:loc><image:title>Hill and Marcola Road intersection sign picture</image:title><image:caption>Where Hill Road stops.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-mckenzie-grange.jpg</image:loc><image:title>Mohawk McKenzie Grange</image:title><image:caption>The old Mohawk Grange.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/mohawk-general-store.jpg</image:loc><image:title>Mohawk General Store</image:title><image:caption>The Mohawk General Store has stood for 99 years.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/hill-road-lane-county-oregon-picture-of-pasture.jpg</image:loc><image:title>Hill Road, Lane County Oregon, Picture of pasture</image:title><image:caption>Pretty pasture with the road leading off to adventure.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/hill-road-lane-county-oregon-picture-of-horses.jpg</image:loc><image:title>Hill Road, Lane County Oregon, Picture of horses</image:title><image:caption>Horses and other pastoral scenes are common along Hill Road.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/hill-road-lane-county-oregon-picture-of-barn.jpg</image:loc><image:title>Hill Road, Lane County Oregon, Picture of barn</image:title><image:caption>Still a working barn, it shows its history.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/hill-road-lane-county-oregon-picture-of-tractor.jpg</image:loc><image:title>Hill Road, Lane County Oregon Picture of tractor</image:title><image:caption>Quaint scenes abound along Hill Road</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/02/hill-road-lane-county-oregon-picture-of-road.jpg</image:loc><image:title>Hill Road, Lane County Oregon Picture of road</image:title><image:caption>Picturesque Hill Road, Lane County Oregon.  About 10 miles from Springfield.</image:caption></image:image><lastmod>2013-02-13T19:36:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/06/oregon-solar-power/</loc><lastmod>2013-02-04T04:18:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/19/foreclosure-prices-eugene-sprinfield-oregon/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/eugene-springfield-2012-2013-foreclosure-prices.png</image:loc><image:title>Eugene Springfield 2012-2013 Foreclosure Prices</image:title><image:caption>Listing Prices of Foreclosures in Eugene Springfield Oregon</image:caption></image:image><lastmod>2013-01-30T18:36:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/29/2013-eugene-springfield-real-estate-market-predicted-up/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/springfield-oregon-skyline.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title><image:caption>Springfield Oregon skyline from the north.  Bear Mt. is the tallest peak.  Mt. Pisgah is in the foreground to the right.</image:caption></image:image><lastmod>2013-01-29T22:09:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/22/real-estate-shadow-inventory-fears-ease/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/shadow-inventory.jpg</image:loc><image:title>OLYMPUS DIGITAL CAMERA</image:title><image:caption>Shadow inventory fears appear to be cooling off</image:caption></image:image><lastmod>2013-01-23T00:18:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/22/2013-lane-county-real-estate-vs-national-trends/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/national-vs-lane-county-real-estate-prices-graphic.png</image:loc><image:title>National vs. Lane County Real Estate Prices Graphic</image:title><image:caption>Lane County vs. National real estate trends</image:caption></image:image><lastmod>2013-01-22T19:56:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/20/2013-eugene-sustainable-living-home-show/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/shirmer-satre-exhibit-eugene-home-show.jpg</image:loc><image:title>shirmer-satre-exhibit-eugene-home-show</image:title><image:caption>Shirmer Satre Landscape Architects exhibit at the 2013 Sustainable Living Show</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/eugene-home-improvement-show.jpg</image:loc><image:title>eugene-home-improvement-show</image:title><image:caption>Exhibit at the 2013 Eugene Sustainable Living Show</image:caption></image:image><lastmod>2013-01-21T04:15:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/20/2013-real-estate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/2013-housing-prices.jpg</image:loc><image:title>2013 housing prices graphic</image:title><image:caption>All eyes are on the housing market in 2013</image:caption></image:image><lastmod>2013-01-20T17:37:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/20/office-to-lease-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/bertleson-office-brent2.jpg</image:loc><image:title>630 Bertleson Floorplan</image:title><image:caption>Floorplan:  630 Bertleson</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/bertleson-office-brent1.jpg</image:loc><image:title>Floorplan 630 Bertleson</image:title><image:caption>Floorplan 630 Bertleson Office</image:caption></image:image><lastmod>2013-01-16T06:02:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/01/03/springfield-apartments-for-sale/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/01/bob-nelson-apts.jpg</image:loc><image:title>bob-nelson-apts</image:title><image:caption>72 Units for sale in Springfield</image:caption></image:image><lastmod>2013-01-16T05:45:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/05/eugene-produces-local-electricity/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-cogen.jpg</image:loc><image:title>blog-cogen</image:title><image:caption>Cogeneration feeding local power.</image:caption></image:image><lastmod>2013-01-16T05:31:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/19/eugene-a-pipeline-runs-through-it/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-pipeline1.jpg</image:loc><image:title>blog-pipeline</image:title><image:caption>Carrying petroleum to a town near you.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-pipeline.jpg</image:loc><image:title>blog-pipeline</image:title><image:caption>Carrying gasoline to a town near you.</image:caption></image:image><lastmod>2013-01-16T05:29:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/26/oregon-tsunami-damage/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-tsunami.jpg</image:loc><image:title>blog-tsunami</image:title><image:caption>Cities on the Pacific Ocean are vulnerable to Tsunami.</image:caption></image:image><lastmod>2013-01-16T05:27:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/05/21/2010-distressed-property-stats-lane-county/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/05/2010-short-reo-normal-lane-county-sales1.jpg</image:loc><image:title>2010-short-reo-normal-lane-county-sales</image:title><image:caption>1 in 4 Sales in Lane County were Distressed in 2010</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/05/2010-short-reo-normal-lane-county-sales.jpg</image:loc><image:title>2010-short-reo-normal-lane-county-sales</image:title><image:caption>1 in 4 sales in 2010 for Lane County were Distressed</image:caption></image:image><lastmod>2013-01-09T19:35:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/05/mohawk-river-valley-oregon-real-estate/</loc><lastmod>2013-01-05T22:15:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/05/1212/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2013/01/blog-pdx.jpg</image:loc><image:caption>Portland Oregon</image:caption></image:image><lastmod>2013-01-05T20:47:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/02/2013-eugene-springfield-real-estate-prices-up/</loc><lastmod>2013-01-05T20:31:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2013/01/04/bell-real-estate/</loc><lastmod>2013-01-04T16:52:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/21/fannie-mae-multiple-loosens-standards-for-multiple-property-owners/</loc><lastmod>2013-01-02T21:49:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/28/nice-warehouse-for-lease-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/isabelle-for-lease.jpg</image:loc><image:title>isabelle-for-lease</image:title><image:caption>Nice warehouse for lease in West Eugene.</image:caption></image:image><lastmod>2013-01-02T21:36:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/11/30/apartment-loan-defaults-up/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/11/front-1.jpg</image:loc><image:title>front-1</image:title><image:caption>Nice campus apartments, on the Millrace, with a view of the Willamette.</image:caption></image:image><lastmod>2013-01-02T21:33:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/27/buy-commercial-space-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/rene-7th.jpg</image:loc><image:title>rene-7th</image:title><image:caption>Good visibility and high traffic counts</image:caption></image:image><lastmod>2013-01-02T21:30:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/14/nice-santa-clara-house/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/impala-small.jpg</image:loc><image:title>impala</image:title><image:caption>941 Impalla:  249K</image:caption></image:image><lastmod>2013-01-02T21:14:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/05/mckenzie-river-view-listing/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/outside61.jpg</image:loc><image:title>covered bridge</image:title><image:caption>How's this for storybook:  You cross this cool covered bridge.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/outside5.jpg</image:loc><image:title>McKenzie River View</image:title><image:caption>McKenzie River View</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/outside6.jpg</image:loc><image:title>Covered Bridge</image:title><image:caption>How's this for storybook:  You cross this cool covered bridge</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/x-mas-eugene-compressed.jpg</image:loc><image:title>Christmas in Eugene Oregon, 2008</image:title><image:caption>Christmas in Eugene Oregon, 2008</image:caption></image:image><lastmod>2013-01-02T21:12:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/27/eugene-entry-level-houses-strong/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/47th.jpg</image:loc><image:title>Short Sale</image:title><image:caption>Short Sale priced at under $100/s.f.</image:caption></image:image><lastmod>2013-01-02T21:10:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/11/28/621/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/11/victoria.jpg</image:loc><image:title>victoria</image:title><image:caption>Good deal on recently listed short sale in Santa Clara</image:caption></image:image><lastmod>2013-01-02T21:01:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/17/a-mess-of-mortgage-paperwork/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-mortgage-paperwork.jpg</image:loc><image:title>blog-mortgage paperwork</image:title><image:caption>Many foreclosed banks are still stuck on the market because of lost ownership documents.</image:caption></image:image><lastmod>2011-04-18T02:27:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/11/eugene%e2%80%99s-cash-real-estate-sales/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-high-end-cash-sales.jpg</image:loc><image:title>blog-high-end-cash-sales</image:title><image:caption>High-end homes are still selling in Eugene.</image:caption></image:image><lastmod>2011-04-12T03:27:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/10/green-buildings-are-worth-more/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-leed-pic.jpg</image:loc><image:title>blog-leed-pic</image:title><image:caption>More buildings are going green these days.</image:caption></image:image><lastmod>2011-04-11T03:10:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/06/hud-tightens-loan-standards/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-fha-standards.jpg</image:loc><image:title>blog-fha standards</image:title><image:caption>HUD loans are a bright spot in a thorny lending environment.</image:caption></image:image><lastmod>2011-04-07T04:02:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/04/02/oregon-research-institute-the-fight-continues/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/blog-ori-willamette.jpg</image:loc><image:title>blog-ori-willamette</image:title><image:caption>The banks of the Willamette: Contentious real estate.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/04/mail.jpg</image:loc><image:title>Willamette</image:title><image:caption>The banks of the Willamette: Contentious real estate.</image:caption></image:image><lastmod>2011-04-02T17:19:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/28/redevelopment-in-eugene%e2%80%99s-downtown/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-pit.jpg</image:loc><image:title>blog-pit</image:title><image:caption>Looking into big holes, the Craigs enjoy one of their hobbies.</image:caption></image:image><lastmod>2011-03-29T04:36:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/26/the-importance-of-buying-local/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-buy-local.jpg</image:loc><image:title>blog-buy-local</image:title></image:image><lastmod>2011-03-29T04:32:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/26/home-affordable-modification-program-hamp/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-hamp.jpg</image:loc><image:title>blog-hamp</image:title><image:caption>Most mortgage modificatins don't work.</image:caption></image:image><lastmod>2011-03-26T15:55:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/23/earthquakes/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-earthquakes.jpg</image:loc><image:title>blog earthquakes</image:title><image:caption>Will building codes keep earthquake aftermath in Lane County from looking like this?</image:caption></image:image><lastmod>2011-03-24T04:24:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/21/housing-prices-close-to-bottom/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-price-bottom.jpg</image:loc><image:title>blog- price bottom</image:title><image:caption>Is home ownership in your dreams?</image:caption></image:image><lastmod>2011-03-22T06:05:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/21/remodeling-and-home-improvement/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-home-improvement.jpg</image:loc><image:title>blog-home-improvement</image:title><image:caption>Rebuilding the housing market brick by brick.</image:caption></image:image><lastmod>2011-03-22T06:00:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/19/significant-source-of-lane-county-employment-slowly-recovering/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-logging-2.jpg</image:loc><image:title>Logging Industry</image:title></image:image><lastmod>2011-03-19T16:15:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/16/february-2011-lane-county-a-buyers-market/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-feb-mls1.jpg</image:loc><image:title>buyers market in lane county real estate</image:title><image:caption>Continued downward pressure on Lane County real estate in February 2011</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-feb-mls.jpg</image:loc><image:title>Feb 2011 Lane County Real Estate</image:title></image:image><lastmod>2011-03-17T11:08:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/14/eugene-springfield-condos/</loc><lastmod>2011-03-15T03:25:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/13/short-sales-in-eugene-and-springfield/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-mview-short.png</image:loc><image:title>blog-mview-short</image:title></image:image><lastmod>2011-03-14T05:54:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/12/distressed-property-in-eugene-and-springfield/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-distressed-cash-sales.png</image:loc><image:title>blog-distressed-cash-sales</image:title></image:image><lastmod>2011-03-13T03:37:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/12/renewable-energy/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/blog-reno-screen-shot.png</image:loc><image:title>blog-reno-screen-shot</image:title><image:caption>Looking at real-time power generation in Reno</image:caption></image:image><lastmod>2011-03-12T17:47:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/11/lending-for-commercial-construction-has-increased/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/inn-at-5th-street-market.jpg</image:loc><image:title>inn at 5th street market</image:title><image:caption>Vision for 5th Street Market Hotel Property</image:caption></image:image><lastmod>2011-03-12T04:40:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/08/recycle-those-fluorescent-light-bulbs/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/compact-fluorescent-light-bulb.jpg</image:loc><image:title>Compact Fluorescent Light Bulb</image:title></image:image><lastmod>2011-03-09T04:23:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/06/local-economic-forecast-positive/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/eugene.jpg</image:loc><image:title>Eugene</image:title><image:caption>Eugene, OR</image:caption></image:image><lastmod>2011-03-07T06:06:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/03/05/economic-expansion-largest-in-years/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/03/unemployment-pic-blog.jpg</image:loc><image:title>unemployment-pic-blog</image:title><image:caption>More jobs will help Eugene's real estate market.</image:caption></image:image><lastmod>2011-03-05T21:27:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/02/28/activists-taking-on-oregon-wineries-over-land-use/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/02/wine-blog-article.jpg</image:loc><image:title>wine-blog-article</image:title></image:image><lastmod>2011-03-05T20:08:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/02/24/mortgage-rates-move-higher-as-treasury-yields-increase/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/02/blog-interest-rates-up-pic.jpg</image:loc><image:title>Increased Rates</image:title></image:image><lastmod>2011-02-25T04:26:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/02/17/eugenes-ugb-and-affordability/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/02/more-mult-family-housing.jpg</image:loc><image:title>More Multi-family Housing for Eugene</image:title></image:image><lastmod>2011-02-17T23:50:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2011/02/12/eugene-commercial-real-estate-on-the-rise/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/02/woodfield-station.jpg</image:loc><image:title>Woodfield Station, Eugene</image:title><image:caption>Woodfield Station in Eugene, OR</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2011/02/bell-only-no-text.jpg</image:loc><image:title>bell-only-no-text</image:title></image:image><lastmod>2011-02-12T20:37:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/07/12/foreclosed-properties-selling-for-less/</loc><lastmod>2013-03-06T05:45:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/07/08/planned-mental-hospital-faces-possible-cuts/</loc><lastmod>2010-07-08T22:45:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/07/07/foreclosures-remain-high-in-lane-county/</loc><lastmod>2010-07-07T23:11:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/30/new-homes-getting-smaller/</loc><lastmod>2010-07-06T23:30:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/29/home-loan-interest-rates-drop-again/</loc><lastmod>2010-06-29T21:35:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/25/majority-of-hamp-modified-loans-fail/</loc><lastmod>2010-06-25T21:49:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/24/home-loan-fraud/</loc><lastmod>2010-06-24T20:59:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/23/buying-a-home-after-foreclosure/</loc><lastmod>2010-06-24T20:53:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/22/living-in-lane-county/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/06/w11th.jpg</image:loc><image:title>W11th</image:title><image:caption>The city of Eugene is seeking to restructure West 11th</image:caption></image:image><lastmod>2010-06-22T23:07:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/06/17/smart-meters/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/06/blog-junior-meter-pic.jpg</image:loc><image:title>blog-junior-meter-pic</image:title><image:caption>Your old meter could be on its way out.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/06/meter-001-e1276816929101.jpg</image:loc><image:title>meter  001</image:title></image:image><lastmod>2010-06-21T21:38:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/05/31/eugene-housing-market-stable-in-spring-2010/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/05/scandia-mar.jpg</image:loc><image:title>scandia-mar</image:title></image:image><lastmod>2010-06-18T03:11:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/04/04/oregons-cloud-computing/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/04/painted-desert.jpg</image:loc><image:title>painted-desert</image:title><image:caption>Beatiful scenery abounds in Eastern Oregon.</image:caption></image:image><lastmod>2010-04-05T04:07:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/03/28/macintosh-manner-new-homes-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/03/mcintosh-manner.jpg</image:loc><image:title>mcintosh-manner</image:title></image:image><lastmod>2010-04-05T04:04:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/04/01/government-stops-purchasing-mortgages/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/04/p1010131d.jpg</image:loc><image:title>P1010131d</image:title></image:image><lastmod>2010-04-05T04:02:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/03/22/eugene-housing-prices-up-in-2010/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/03/img_1406.jpg</image:loc><image:title>IMG_1406</image:title><image:caption>There's usually something to do in Eugene.  Photo by Craig Tomlinson, III</image:caption></image:image><lastmod>2010-03-23T01:09:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2010/02/21/condo-farm-yet-to-take-off/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2010/02/condos2.jpg</image:loc><image:title>condos2</image:title><image:caption>There are many good condos in Eugene</image:caption></image:image><lastmod>2010-02-21T16:21:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/25/eugene-2009-summary-2010-forecast/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/xmas-2009.jpg</image:loc><image:title>xmas-2009</image:title><image:caption>2009 Christmas was Foggy in Eugene Springfield.</image:caption></image:image><lastmod>2010-01-02T16:38:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/26/foreclosures-in-crescent-village/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/century-banik.jpg</image:loc><image:title>crescent village</image:title><image:caption>Foreclosures in Crescent Village are a good deal for buyers.</image:caption></image:image><lastmod>2009-12-26T23:28:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/10/low-mortgage-rates/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/low-interest-rates.jpg</image:loc><image:title>low-interest-rates</image:title><image:caption>Home Mortgage Rates are at Historic Lows</image:caption></image:image><lastmod>2009-12-26T04:38:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/20/tax-credit-extension/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/home-cred.jpg</image:loc><image:title>home-cred</image:title><image:caption>Short sales are some of the best bargains in Eugene.</image:caption></image:image><lastmod>2009-12-20T18:24:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/14/learn-about-eugene-real-estate/</loc><lastmod>2009-12-14T15:14:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/12/fha-reserves-low/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/fha-minimum.jpg</image:loc><image:title>fha-minimum</image:title><image:caption>Down Payments as low as 3.5% are available through FHA.</image:caption></image:image><lastmod>2009-12-12T23:46:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/10/oregon-green-power-leader/</loc><lastmod>2009-12-10T15:32:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/08/rising-home-prices-in-2010/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/inventory-rising-prices.jpg</image:loc><image:title>inventory-rising-prices</image:title><image:caption>Inventory below 6 months is a Seller's Market</image:caption></image:image><lastmod>2009-12-08T15:59:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/05/fewer-distressed-sales-in-eugene-than-nation/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/distressed-sale-graphic1.jpg</image:loc><image:title>distressed-sale-graphic</image:title><image:caption>1 in 5 Sales in Eugene Springfield Were Distressed.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/distressed-sale-graphic.jpg</image:loc><image:title>distressed-sale-graphic</image:title><image:caption>About 1 in 5 sales in Eugene Springfield were Distressed.</image:caption></image:image><lastmod>2009-12-05T17:38:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/12/02/housing-inventory-down-in-october/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/12/october-inventory-decline.jpg</image:loc><image:title>october-inventory-decline</image:title><image:caption>Declining inventory indicates a strenghening market.</image:caption></image:image><lastmod>2009-12-02T15:03:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/11/13/homebuyer-tax-credit-extended/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/11/tippy-hoe.jpg</image:loc><image:title>tippy-hoe</image:title></image:image><lastmod>2009-11-27T15:55:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/11/27/home-mortgage-rates-low-low-low/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/11/mortgage-rates-low.jpg</image:loc><image:title>mortgage-rates-low</image:title><image:caption>Interest rates are tied for historic lows.</image:caption></image:image><lastmod>2009-11-27T15:50:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/11/26/1-in-4-mortgages-underwater/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/11/underwater.jpg</image:loc><image:title>underwater</image:title></image:image><lastmod>2009-11-26T17:43:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/09/13/the-housing-crisis-is-over%e2%80%93wall-street-journal/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/09/looking-for-the-bottom.jpg</image:loc><image:title>looking-for-the-bottom</image:title><image:caption>Figuring out where the bottom is isn't easy.</image:caption></image:image><lastmod>2009-11-26T17:33:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/09/07/will-the-fha-tighten-home-loan-standards/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/09/pic-rr.jpg</image:loc><image:title>FHA-house</image:title></image:image><lastmod>2009-09-07T21:02:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/23/renters-receive-protection-in-foreclosure/</loc><lastmod>2009-08-24T16:28:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/20/tv-story-on-short-sales-and-foreclosures-in-eugene/</loc><lastmod>2009-08-21T03:56:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/18/conventional-loans-most-popular-in-lane-county/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/loan-types.jpg</image:loc><image:title>loan-types</image:title><image:caption>Loan Types for Home Purchases in Lane County Oregon</image:caption></image:image><lastmod>2009-09-07T21:10:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/16/houses-under-250k-flying-off-the-shelves-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/house-price-sold.jpg</image:loc><image:title>house-price-sold</image:title><image:caption>House Prices in Eugene Springfield Oregon.</image:caption></image:image><lastmod>2009-08-16T16:15:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/08/10/eugene-springfield-housing-inventory/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/08/inventory-months.jpg</image:loc><image:title>inventory-months</image:title><image:caption>June 2009 Housing Inventory</image:caption></image:image><lastmod>2009-08-22T05:12:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/29/home-building-increases/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/house-starts-historic.jpg</image:loc><image:title>house-starts-historic</image:title><image:caption>Nationwide (top) and Western (bottom) housing starts.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/house-starts-2009.jpg</image:loc><image:title>house-starts-2009</image:title><image:caption>Annualized Housing Starts Continue to improve in 2009</image:caption></image:image><lastmod>2009-07-30T05:32:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/29/eugenes-economy-starting-to-thaw/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/boat.jpg</image:loc><image:title>boat</image:title><image:caption>Eugene's economy is improving, but not racing yet.</image:caption></image:image><lastmod>2009-07-29T14:32:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/23/tankless-water-heaters-hot-water-or-hot-air/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/tankless-hotwater.jpg</image:loc><image:title>tankless-hotwater</image:title><image:caption>The Inside of a typical Tankless Hotwater Heater</image:caption></image:image><lastmod>2009-07-25T19:25:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/25/eugene-home-sales-improve-june-2009/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/months-supply.jpg</image:loc><image:title>Housing Inventory</image:title><image:caption>Lane County Housing Inventory.</image:caption></image:image><lastmod>2009-07-25T19:22:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/24/zero-down-payment-foreclosures-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/elysium.jpg</image:loc><image:title>Foreclosure</image:title></image:image><lastmod>2009-07-25T04:15:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/23/476/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/school.jpg</image:loc><image:title>school</image:title></image:image><lastmod>2009-07-23T13:32:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/23/mid-year-housing-sales-eugene-springfield/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/mls-bottom-june.jpg</image:loc><image:title>mls-bottom-june</image:title><image:caption>Mid Year Market Stats:  Eugene Springfield</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/mls-top-june.jpg</image:loc><image:title>mls-top-june</image:title></image:image><lastmod>2009-07-23T12:49:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/22/home-mortgage-rates-up-in-june-2009/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/monthly-pymt-june1.jpg</image:loc><image:title>monthly-pymt-june</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/monthly-pymt-june.jpg</image:loc><image:title>monthly-pymt-june-2009</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/int-rate-june1.jpg</image:loc><image:title>int-rate-june-2009</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/int-rate-june.jpg</image:loc><image:title>int-rate-june-2009</image:title></image:image><lastmod>2009-07-23T04:19:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/22/june-median-house-price-lane-county-oregon-14-mm/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/house-price-june1.jpg</image:loc><image:title>house-price-june</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/house-price-june.jpg</image:loc><image:title>house-price-june-2009</image:title></image:image><lastmod>2009-07-23T03:54:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/07/22/eugene-market-time-decreases/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/07/market-time-june.jpg</image:loc><image:title>market-time-june-2009</image:title></image:image><lastmod>2009-07-23T03:52:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/03/23/fed-money-to-go-green/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/03/flame.jpg</image:loc><image:title>flame</image:title></image:image><lastmod>2009-03-24T18:40:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/18/how-long-the-recession-will-last/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/money-clip.jpg</image:loc><image:title>money-clip</image:title><image:caption>Low Consumer Spending Will Change</image:caption></image:image><lastmod>2009-03-05T21:51:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/17/jumbos-let-them-eat-cake/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/pittock-mansion.jpg</image:loc><image:title>pittock-mansion</image:title><image:caption>Pittock Mansion in Portland.  Used with permission.</image:caption></image:image><lastmod>2009-02-17T16:07:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/07/gardens-to-gazebos-schimer-associates/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/sanchez-michael.jpg</image:loc><image:title>sanchez-michael</image:title><image:caption>Michael Sanchez:  Landscape Architect</image:caption></image:image><lastmod>2009-02-15T03:54:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/02/02/great-house-plans-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/02/mcalexander-rick1.jpg</image:loc><image:title>mcalexander-rick1</image:title><image:caption>Rick McAlexander of Associated Design.</image:caption></image:image><lastmod>2009-02-03T01:05:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/30/getting-a-loan-with-low-credit/</loc><lastmod>2009-01-31T04:26:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/30/oregons-population-rising/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/balboa-park-silloutte.jpg</image:loc><image:title>balboa-park-silloutte</image:title><image:caption>California:  A good place to be from?</image:caption></image:image><lastmod>2009-01-31T03:45:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/27/hi-credit-for-best-interest-rates/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/sky.jpg</image:loc><image:title>sky</image:title><image:caption>Sky-High Credit is Required for Best Interest Rates.  Photo from Springfield Oregon.</image:caption></image:image><lastmod>2009-01-27T16:42:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/26/commercial-loans-in-lane-county/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/costello-pat-cropped.jpg</image:loc><image:title>Pat Costello</image:title><image:caption>Pat Costello at Selco</image:caption></image:image><lastmod>2009-01-26T18:35:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/17/remodel-your-house-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/gilbert-crop-compressed.jpg</image:loc><image:title>gilbert-crop-compressed</image:title><image:caption>Gilber Fierro:  Remodeler extraordinaire</image:caption></image:image><lastmod>2009-01-24T14:10:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/23/buyers-market-in-eugene/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/stats-21.jpg</image:loc><image:title>stats-21</image:title><image:caption>Year to Date.  Click the image to see the whole table.</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/stats-tiff2.jpg</image:loc><image:title>stats-tiff2</image:title><image:caption>Eugene Market Information:  December 2008</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/stats-tiff1.jpg</image:loc><image:title>stats-tiff1</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/stats-2.jpg</image:loc><image:title>stats-2</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/stats-tiff.jpg</image:loc><image:title>stats-tiff</image:title><image:caption>Eugene Real Estate Market Info:  2008</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/eugene-december-stats-2.jpg</image:loc><image:title>eugene-december-stats-2</image:title><image:caption>Real Estate Sales Information:  Greater Eugene Area</image:caption></image:image><lastmod>2009-01-24T13:54:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/21/tightening-appraisal-standards/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/gibbons-kent.jpg</image:loc><image:title>gibbons-kent</image:title><image:caption>Kent Gibbons:  Residential Appraiser in Eugene Oregon</image:caption></image:image><lastmod>2009-01-21T17:32:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/17/mortgage-interest-rates-have-dipped-to-historical-lows/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/interest-rate-v2.jpg</image:loc><image:title>interest-rate-v2</image:title><image:caption>Interest Rates Have Plummeted.</image:caption></image:image><lastmod>2009-01-18T03:47:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/18/no-inflation-at-least-for-now/</loc><lastmod>2009-01-17T16:17:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/21/increasing-house-prices-in-2009/</loc><lastmod>2009-01-17T16:01:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/22/commercial-and-investment-realtors/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/brent-mclean-beauty-shot.jpg</image:loc><image:title>brent-mclean</image:title><image:caption>President Brent McLean</image:caption></image:image><lastmod>2009-01-17T15:55:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/01/low-down-with-fha-loans/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/jared-helton.jpg</image:loc><image:title>jared-helton</image:title><image:caption>Jared Helton, Partner, Infinity Lending Solutions</image:caption></image:image><lastmod>2009-01-15T03:50:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/26/metal-buildings/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/evans-ken-compressed.jpg</image:loc><image:title>Ken Evans of Evans Building</image:title><image:caption>Ken Evans on Site</image:caption></image:image><lastmod>2009-01-15T03:41:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/03/zero-down-still-possible/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/rathburn-kim.jpg</image:loc><image:title>rathburn-kim</image:title><image:caption>Kim Rathburn of OnPoint.</image:caption></image:image><lastmod>2009-01-15T02:28:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2009/01/04/mortgage-rates-should-remain-low/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2009/01/fed-reserve.jpg</image:loc><image:title>fed-reserve in DC</image:title><image:caption>Our Federal Reserve Building.  Photo by Dan Smith.</image:caption></image:image><lastmod>2009-01-15T01:54:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/16/the-fed-cut-federal-funds-target-rate/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/blog-rate-cut-graphic.jpg</image:loc><image:title>blog-rate-cut-graphic</image:title><image:caption>Fed Target Rate</image:caption></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/housing-starts-graphic.jpg</image:loc><image:title>housing-starts-graphic</image:title><image:caption>Housing Starts Have Plummeted</image:caption></image:image><lastmod>2009-01-06T21:27:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/25/white-christmas-in-eugene/</loc><lastmod>2009-01-05T02:40:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/15/no-evictions/</loc><lastmod>2009-01-05T01:49:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz/2008/12/17/13/</loc><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/header.jpg</image:loc><image:title>header.jpg</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/wpheader1.jpg</image:loc><image:title>wpheader1.jpg</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/wpheader2.jpg</image:loc><image:title>wpheader2.jpg</image:title></image:image><image:image><image:loc>https://craigtomlinson.biz/wp-content/uploads/2008/12/wpheader.jpg</image:loc><image:title>wpheader.jpg</image:title></image:image><lastmod>2009-01-05T01:47:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://craigtomlinson.biz</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2017-01-14T04:13:01+00:00</lastmod></url></urlset>
