“Home ownership is within your reach, ” says Kim Rathbun at OnPoint Community Credit Union at 207 Coburg Road, in Eugene. She lights up as she talks about a couple of programs OnPoint is offering right now to help buyers purchase a home.

The first program is designed to reward teachers and school employees for their service to our community. 100% financing is available at fixed terms for 30 years for owner occupied residences. These property types include single family, PUD, condominium and manufactured homes.

The second program is similar, but is available to first time home buyers or those who have not purchased a home within the last three years. The current program provides up to 100% financing “I’m very excited about these two wonderful programs,” she says.

You may need to have a checking account with OnPoint, as well as meet OnPoint’s membership requirements, and of course not all applicants will receive approval.

Kim was born and raised in Eugene, loves to hike, garden (she even grew a cantaloupe here once), and spend time with her family, which includes two small dogs, Rocky and Jackson. She has been with OnPoint for about two years, and was in the banking industry before then.

“It’s all about building ongoing relationships and providing a service to people,” Kim tells me. “I enjoy giving people the information they need to help them reach their goals.”

Kim can be reached at 868-8095. She would be happy to explain in further detail the two programs mentioned above or any other options available to help you achieve your dream of owning your own home.

Kim Rathburn of OnPoint.